Wednesday, January 12, 2011

To Voucher or Not To Voucher: It All Misses the Point

Yesterday The Indianapolis Star published an article claiming a majority of Hoosiers say schools are failing. Although this should come as no surprise (really, what constituents are truly happy with public education nowadays), the president of the state teachers' association claims their polls do not find this view. Yet no one denies there are serious problems in public education.

This blog is not the place to expound why there are problems; the internet is filled with such rantings. It is far more efficient at this point to start expounding real solutions and it cannot be anything like what has been tried before.

We can't think of education as a factory stamping kids out from ages 5-18 in lock step. We can't think of localities' property tax rates as the sole form of sustaining education institutions. We can't think multiple choice assessments as proof of success or failure.

Vouchers could be a good thing. But I harbor far more fear that politicians will find a way to politicize them into total useless oblivion, as another failed potential to achieve real reform. It shouldn't be about whether or not the voucher money ends up in a private school if that's where a parent sends their child; it should matter what specific school and how the child performs after studying there. If the student did not make any positive progress, then that was a bad investment - even if the outcome might have been the same had the student stayed in the previous school.

If education is indeed a "free public right" (free being a conditionally-operated term), then the money should follow the student immediately - none of this ridiculous 5-year waiting period currently in place in Indiana. School administrations might be more careful in spending and more aggressive in pursuing effective management methods (behavior policies if anything else!) if "income" were more business-oriented. Losing students left and right? What is it about your "practice" that's turning away "customers"? Have a reputation for allowing ridiculous student behavior? How will you rebuild your school's image? Getting massive applications from students and teachers? What are you doing that is so attractive?

The fact is businesses come and go; so do students, teachers, and administrators. Yet the system they all operate in does not...and the results are getting worse. It's high time the foundation itself is totally rebuilt with new thinking.

It's not like we build skyscrapers out of sticks and hides, now is it?

Leia Mais…

Friday, October 15, 2010

Redeeming Foreclosures

OCTOBER 28 2010 UPDATE: See article about former robo-signer who says industry expected such behavior.

You have to wonder about why individuals choose a certain career, particularly what are they getting from it and do they feel happy about it. It is nice to hear about someone who feels the need to "redeem" themselves from their career...and actually does so.

Thomas Cox, a retired Maine lawyer who was once responsible for foreclosing homes, is now fighting to keep foreclosures from barreling through the system. And he is setting off a chain reaction through an industry who has relied on "robo-signers".

The article also goes on to say how the bank, which has been fighting to foreclosure and evict the homeowner for two years, has now spent more in the process than the home is worth. Here again, one must question the motives of such an action.

Perhaps they still think by foreclosing, they can resell the home at a higher value, which may have been true a few years ago. But this home is located in a depressed area of Maine - who would be willing and able to buy anyway? In today's market that is flooded with foreclosed, empty homes, what use are these empty boxes if a bank owns them? Just ask Detroit, where vacancy leads to decay, which leads to crime, which leads to a host of other community problems (i.e. mass exodus).

Recently, all 50 state attorney generals have halted foreclosures as they examine whether the practices were fair and legal. (This is another example of "redeeming" one's career choice!) Yet, the financial industry is crying foul. Although they certainly made failed investments in home lending (whatever practices aside), what do they truly expect to recoup in a foreclosure market so deeply depressed without enough buyers? Sitting on vacant homes or pursuing expensive legal repossession tactics still equals a losing bet.

It's time to propose a new solution because clearly old tactics are not working (what a novel idea!). Temporary solutions could be:

1. Certainly examine all the paperwork and identify illegal and unfair practices.

2. If found, the homeowners get to stay but must pay a fair percentage of their income regardless of what the "mortgage" or "value" of the home is (remember the bank is losing money anyway but at least they would be recouping something out of it; that has to be accepted).

3. If found, for homeowners that are under/unemployed, they also get to stay but must maintain the appearance of their home and perform community services. This would help lessen the burden of administering these services that have decreasing budgets, keeps citizens engaged in their community in a productive manner, and offsets the chances of becoming a decaying community.

4. If no illegal or unfair practices are found, foreclosures can proceed. But former homeowners stay (paying a percentage of their income, maintaining the home, and community service) until the home is fairly purchased by new owners; at that point they would be fairly evicted with adequate notice.

5. Outlaw these practices that caused the industry mess in the first place. If lending institutions fail to follow legal procedure, they have to refinance at a discounted home value with no fees.

Bottom line is: Be greedy and you do it for free ;)

Leia Mais…

Thursday, September 9, 2010

Hire Questions

Yesterday Yahoo Financial posted an article reviewing illegal hiring questions. If one were to read the comments, you would think this article was joking.

Let it be known that employers do ask these questions, if not flat out, and they definitely skirt around to get the answers they are looking for: your age can be found from any "government id document" or background check or resume educational information; same goes for your race. If you are one of the throw-caution-to-the-wind people, your Facebook profile is a landmine of information waiting to be tipped. If you should happen to snag an interview while visibly pregnant, well, enough said.

While I consider myself a professional applicant (I estimate I have applied to over 600 jobs in the last five years) and fully aware of what is legal, I have been forced to answer every one of these questions in some fashion. I can not count the times I've stated my graduation year, marital status, citizenship, race, and whether I need disability accommodations to perform on applications. Later in interviews, I have had to carefully avoid discussions about religious influences, family plans, and be willing to submit to drugs tests at any time.

Perhaps the next time one fills out an application, they get creative with their answers. Want to calculate my age? Too bad, I'm only listing my degree and school, not year. I never complete the Mrs, Miss, Ms or Mr category (oh, how many interviews have been waylaid by one assuming my gender in the first place and promptly being disappointed - yet another illegal hiring move for another blog!). All other categories are off limits and frankly unrelated to just about every job.

I will, however, prove my citizenship status because that is the only thing left going for me in today's employment climate.

Leia Mais…

Tuesday, March 30, 2010

Irreconcilable Differences

The past year has been pretty much one long heated debate about....well, everything. The US is at a crossroads of the same epic proportions as other historical debates: taxation without representation, separate but equal, minority rights, globalization, and yes, health care reform.

The fact is that our culture is evolving but there are decisively opposing segments of the population; they are in direct conflict with each other. It's time to take a look at the real issues - and it's not health care.

The fundamental issue is how we view access to basic needs and the role of government in relationship to those needs. Rousseau's (Jean-Jacques not the crazy jungle woman from LOST)Social Contract Theory says that humans originally lived freely in nature alone until the population grew enough that old ways of satisfying needs had to change; people began to live in communities where divisions of labor developed which freed up people's time for leisure and of course they began to make comparisons between themselves.

But Rousseau focused on the invention of private property and the development of social classes, an institution that eventually bred greed and inequality. Therefore, he argued, government was invented to protect people's private interests from those who may choose to violate or confiscate, i.e. a social contract, providing equal protection of all. But Rousseau's reasoning pointed to a darker motivation: "the contract, which claims to be in the interests of everyone equally, is really in the interests of the few who have become stronger and richer as a result of the developments of private property. This is the naturalized social contract, which Rousseau views as responsible for the conflict and competition from which modern society suffers" (see Internet Encyclopedia from University of Tennessee).

So in theory government is really an invention of the strong to maintain their power even though they originally gained power by joining a community to satisfy basic needs. In the American "experiment" of government of, for, and by the people, we have embarked on a series of movements to balance the power between the powerful and the weak; Thomas Jefferson warned of the wrathful "power of the majority".

Every major sociopolitical act has been bred through grassroots movement of someone disaffected, someone without, someone in direct conflict with someone else in power. And although the reasons for someone to be disaffected is for another post, the end result is the same: we are all trying to satisfy our hierarchy of needs that Abraham Maslow discussed. And as our society evolves, we will focus on better ways to efficiently, collectively satisfy those needs.

So the fundamental issue is how to satisfy basic needs and the role of government in that process. The current debate really stems from the fact that our society, and increasingly the world, functions with commodities to be exchanged - but the base of exchange sits in the seat of power with the ones who can exchange, not those who can not exchange. Our irreconcilable differences are because there are segments of the population who view health care as a luxury commodity, not as a basic need. Maslow argued that health and safety are second only to food and shelter!

The role of American government has faced the lack of representation and equal rights of citizens, and developed safety nets for disadvantaged in terms of basic needs, such as food stamps, subsidized housing, and safety within our societal borders, yet there is severe riling up over opening access to another basic need.

The issue is not whether government should be equalizing power to access need satisfaction because clearly government was created to protect and balance power among all members of a community when surviving alone was no longer feasible. The issue is whether the community has evolved enough to realize that; only then can we move on.

Leia Mais…

Friday, February 26, 2010

Slash to the Future

There have been numerous discussions of late about school districts slashing budgets with everything from strings to teachers. And although I can understand the lack of adequate funding (even during non-recession periods), I can't understand how things are determined.

I have yet to hear trully groundbreaking cuts and supportive arguments for line items on the chopping block: yes, teachers aides, a few small extra-curriculars, perhaps some bus drivers and no pay raises for anyone. But teachers should be the very last thing considered to go; they are the key component of the institution.

How infuriating that sports are rarely ever eliminated; a few assistant coaching positions does not cut it (pun intended). If kids really want to play a sport for the enjoyment of it, they can join a local youth league or play with friends. In this budget era, no school can justify paying a head varsity football coach the equivalent of a college semester of tuition (in-state).

Other Suggestions:

  • Make students take ownership of their school by making them do custodial duties

  • Make home ec students prepare breakfast and lunch for their peers

  • Ask parents and community members to coach/tutor/etc

  • Place temporary caps on all administrative positions at a reasonable level - <$40,000

  • Invest in green technologies (perhaps make a major science unit lesson) to run school buildings more efficiently

  • Eliminate textbook purchasing by using online resources

  • Distribute education funds EQUALLY across all school districts within the state

  • No automative pay raises year-to-year for teachers

  • Build schools with strategically placed windows to reduce electricity use

  • Organize major recycling programs using as much school waste as possible

  • Require all seniors to complete an out-of-school internship in a their chosen career field for at least 1 semester to reduce the number of students in attendance at any given day and the number of teachers needed/reduce class load

  • Work out agreements with universities for students to take AP courses for the same reasoning above

  • Eliminate assistant principals and deans

  • Make athletic directors PT positions w/o benefits


  • One final thought: Try all of the above simultaneously. I know, I know, I'm such a radical.

    Leia Mais…

    Thursday, February 11, 2010

    We Are Not Alone

    No, this is not an entry about aliens but something much scarier: our virtual identities.

    Most people under 25 don't much care about such a pesky thing; those 25-33 are wary but have jumped on the bandwagon; those older than that are still figuring out Twitter and Facebook. But nearly all people on the planet have at least 1 email address, social network account, and random snipets of identity easily googled at any moment. Increasingly, these things are meshing together.

    A CNN article today claims that Google Buzz will catch on, mostly because the networking platform is already solidly established. Buzz essentially allows Google email users to blend status and postings elements similar to Facebook, Twitter and messaging. It already has a cross agreement with AIM and our favorite, Blogger! Add these types of self-posting forms with expanding online public records and you've got a hot mess of data zipping around.

    This leads one to consider what the ramifications might be. How can one possibly keep secrets for business strategy, security, or personal gain? Will trail evidence need to be expanded (especially if one "confesses" online)? Will the concept of lying be eliminated? Will we eventually have one online identity that records every minutia? Will our social circles meld with our professional ones?

    If these things happen I hedge a bet that getting a job will be much harder...as well as a date (who wants to date a neo-nazi with a Kabbala interest?). We should all remember what our mama taught us and be on our best behavior...

    You never know who's watching....(cue scary music)

    Leia Mais…

    Saturday, October 3, 2009

    Online Comments

    I love reading the comments section of online news stories, particularly from local news sources. Granted I feel slightly dumber after reading them than I did before, but they are entertaining nonetheless. Part of me is proud to see so many individuals taking the time to practice literacy and debate, two cornerstones of a thriving democracy with free press, but there are times when I seriously doubt the level of literacy ability and whether debate is merely a means of soapboxing.

    I have come to the conclusion that the "participants" of my state are a mostly embarassing self-selected group. I am still amazed that Indiana swung to the blue side almost a year ago, not that you could ever tell by the comments posted on any given news story. It seems quite often that the comments are spewed hatred of President Obama, illegal immigrants, welfare recipients, Congress, China/India/Iraq/North Korea/Mexico/etc, any multi-million/billion dollar business and other such "destroyers of the American way". Now mind you these topics often have very little to do with the actual story but commentors connect them regardless, usually in some argument contrived on a conspiracy theory to stick it to the little guy. Needless to say, sarcasm abounds....as well as blatant disregard for proper English language usage.

    Occasionally I contribute my two cents (but only if I can do so anonymously - I have no patience to be setting up user accounts willy-nilly) in some thoughtful fashion to stir debate but I do realize in the end nothing is throughtfully debated.

    But I feel better afterwards, soapbox or not, and perhaps that is the ultimate purpose of such a "section".

    Leia Mais…